No Cash? Charge It!
No Cash? Charge It!
I saw this sign on top of their display at the Tekpone Communications at NCCC Mall here in Davao City when I bought a Nikon 50mm lens for Charles tonight.
The sign says something easily done but hard to pay at times. It is just easy to say that line that when one has no cash available to pay for purchases made then just charge it to your credit card. But it can be addicting. It needs discipline to make this work and not be a future problem.
No one should be dependent on their credit cards. I may even prefer debit cards or charging it to your ATM rather than to a credit card. At least with a debit card or ATM card you may control within the limits of your account balance and available cash in it. But with a credit card you may go beyond what you can actually pay for in the long run. And also not every one of us has a credit card. So if one has none, where and to whom will we charge it?
I suggest have a simple life and refrain from charging purchases. pay in cahs just like the advice of financial experts. You will have better control (or should I say damage control).
